Buyer's Guide

A Step-by-Step Buyer's Guide

Buying a home is one of the most exciting milestones of your life. To prepare yourself for this moment, you need to know what to expect during the process. This step-by-step buyer’s guide created by our team will help reduce the stress of buying a home and help you enjoy the journey as much as possible. Our team will guide you through every step of the way.

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Step 1: Buyer Consultation with Shanahan Luxury Group

Not only will we help identify properties you might be interested in, arrange showings, and ultimately handle the offer process, but we also have knowledge of the market, neighborhoods and builders that you may not possess. Finding the perfect home can be a daunting task, this is where our expertise, wealth of knowledge, and our professional network come into play. Let us show you around some homes that meet your dream home criteria so you can find the one that's right for you.

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Step 2: Establish a Budget

Before starting your home search, it is essential to establish a clear budget. Evaluate your household finances, taking into account any new expenses such as HOA fees, to determine a manageable monthly payment if a loan is required. Buyers considering a mortgage should consult a lender, as mortgage companies might pre-approve you for more than you're comfortable spending or approve you for less than expected due to factors like credit history or job tenure. For cash buyers, ensuring that funds are liquid and readily accessible is crucial for a seamless closing process once the perfect property is identified. Consulting with financial professionals can provide clarity on your purchasing power, bolstering your position when making offers, as sellers often favor buyers with solid financial preparedness, whether through prequalification or verified available funds.

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Step 3: Find the Right Home

Embarking on your home search should be the most enjoyable step of the entire process, second only to moving in! We will arrange showings of homes that match your interests and budget. As you tour each property, take detailed notes on what you like and dislike, and pay close attention to all aspects of the homes. Remember to consider the surrounding area and neighborhood amenities as well. Our goal is to make this experience both exciting and informative, ensuring you find the perfect home.

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Step 4: Make an Offer

Once you have selected the perfect home, Shanahan Luxury Group will prepare your offer with utmost precision. Together, we will determine the optimal offer price by analyzing the value of comparable homes on the market. Depending on the listing price and whether it is a buyer's or seller's market, your offer may be below, at, or above the asking price. Our team will assist you in negotiating any counteroffers to reach a favorable agreement. Upon acceptance, you will be officially under contract for your new home, marking a significant milestone in your buying journey.

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Our Goal Is to Provide You with The Most Personalized Service That Is Designed to Help You Buy Your Dream Home

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Step 5: Schedule a Home Inspection

In most cases, your contract will be contingent on a home inspection to ensure there are no major structural issues or significant repairs needed. We will assist you in arranging this inspection, which can be scheduled immediately after your offer is accepted. During the inspection period, a certified inspector will thoroughly examine the property, checking the foundation, roof, plumbing, electrical systems, and more. Once we receive the inspection report, we will review it together and create a list of repairs or adjustments to request from the sellers. This period is crucial for addressing any concerns and ensuring the home's condition meets your expectations before finalizing the purchase.

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Step 6: Prepare Your Financing

Now is the time to return to the mortgage lender who pre-approved or pre-qualified you and finalize your mortgage choice. You will be presented with various options tailored to your unique financial situation, including fixed-rate, variable-rate, 15-year, 30-year, or special programs such as VA loans or FHA loans. Work closely with your mortgage lender to select the option you feel most comfortable with. For those not taking out a loan, it's essential to have your finances prepared for closing. Ensure you have the necessary funds available and ready to cover the purchase price, closing costs, and any other associated fees. Proper financial preparation will facilitate a smooth and efficient closing process.

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Step 7: Close on Your New Home

The final step in purchasing a home is closing. At this stage, you will sign all necessary paperwork and you or your lender will ensure your funds are wired to the title company to be transferred to the sellers. Once these steps are completed, ownership of the property is officially transferred, and you become the legal owners of your new home. This moment marks the successful conclusion of the home-buying journey and the beginning of a new chapter in your life.

Congratulations!

After signing the final paperwork to complete the purchase, you are now the owner of a new house. It may take a few days for your loan to be funded once the paperwork has been returned to the lender, but once that check is delivered to the seller, you’ll be all set to move into the home of your dreams. 

Our Testimonials

See why our clients love working with us
Donna Q.

Donna Q.

The team went out of their way to facilitate the sale of our home. We were kept informed on all aspects of the showings and one team member was always present at the requested showings. We were treated with courtesy and respect...
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Paul H.

Paul H.

My wife and I met Katina for the first time on a Monday morning and were immediately impressed with her preparation, her knowledge of the market, and her wonderful personality. What a joy it was to work with Katina. In fact, al...
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Tony D.

Tony D.

I would strongly recommend the Coldwell Banker Realty's Shanahan Luxury Group when it is time to sell your home or buy a new home. They are very professional, knowledgeable, and results-oriented. Through their efforts, I was ab...
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Mitch P.

Mitch P.

I had an outstanding experience working with Tyler Shanahan. He went above and beyond to help me find my dream home in Lakewood Ranch after two years of looking. From our first meeting, it was clear that he was dedicated to und...
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Tyler H.

Tyler H.

I worked with Tyler Shanahan to purchase my dream home in the Waterside area of Lakewood Ranch, and I cannot speak highly enough of the outstanding service I received. From start to finish, Tyler exceeded all expectations and t...
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Bonnie O.

Bonnie O.

The Shanahan Luxury Group facilitated the sale of our home with expertise and ease. Selling a home can be stressful yet the Shanahan's made the process seamless, easy, and quick. Tyler was accurate in pricing our home correctly...
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Swint B.

Swint B.

The Shanahan Luxury Group was amazing to work with on our house search in Lakewood Ranch. Katina and Tyler listened very carefully to understand our needs and requirements in our new house. After this process, they immediately ...
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Tom M.

Tom M.

Tyler was a pleasure to work with. Always professional and amenable on moving things forward. Katrina did a great job enhancing the home with staging touches and Ken stepped in to also provide support on the contract closure. T...
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Stephen K.

Stephen K.

Calm. That's the overall feeling my wife and I had working with Katina and the whole team. We were extremely apprehensive about selling our house we'd been through it before all the preparations, decluttering, questions about p...
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Luxury real estate specialists with years of experience and a track record of success, we are here to exceed your expectations. Contact us today so we can guide you through the buying and selling process.

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Contact Details

Shanahan Luxury Group

Phone

(941) 702-0437

Email

[email protected]

Address

8334 MARKET ST LAKEWOOD RANCH, FL 34202

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